Before the Sale
- You
- Removed from economic activity
- Reduced quality of life
- Banks & Financial Institutions
- Non-performing assets generate no profit
- Potential conflict with customers
- Extra cost of debt collection
Your original lender has officially transferred your account to us. Here is the full explanation, and how to confirm that any message claiming to be from us is genuine.
The process is simple and officially recorded. Here are the steps.
Your bank, fintech, or financial institution sold your unpaid account to us, officially and on record.
Once the transfer is complete, Teman Lunas is the party entitled to contact you about that obligation.
Communication is handled by our own team or by licensed collection partners we supervise, under our code of conduct and OJK rules.
A non-performing account is not good for anyone. Here is what changes once it is sold to us.
Genuine messages always use the marks below. If anything does not match, do not respond, and contact an official desk.
Day-to-day collection may be carried out by the licensed partners below, working to our strategy, oversight, and compliance standards.
This list may change over time. Every partner works under our code of conduct and supervision.
Contact one of our official desks. Our team will help confirm it is genuine and explain your next step.