Verified messageSent from an official Teman Lunas channel
No pressure
Plain, simple language
Official channels only
Your data is protected
You decide the next step
No threats, no shaming
No pressure
Plain, simple language
Official channels only
Your data is protected
You decide the next step
No threats, no shaming
Being contacted about a bill can be stressful. It does not have to be.
We are not collectors who pressure you. We are a companion who explains, listens, and helps you find your next step.
Teman LunasOfficial account · Example
Hello, this is Teman Lunas, the company that now manages your account.
Ref: STL-2026-0417
temanlunas.com/verifikasi
Slowly, one step at a time.
No pressure and no rush. You decide when you are ready to take the next step.
1
1. Check it is genuine
Make sure the message really comes from us before you reply.
2
2. Understand the situation
Read why you were contacted and what it means for you.
3
3. Talk to our team
Ask about the details through an official desk, in plain language.
4
4. Find a way forward
We explain the settlement options available for your situation.
Online account lookup and payment are not available on this site yet.
Your data is safe
Why did we contact you?
Your original lender, such as a bank or a lending app, has officially transferred the account to us. It is natural to feel surprised or unsure. We are here to explain, not to pressure you.
We never collect through just anyone. Day-to-day collection is carried out by the licensed agencies below, working to Teman Lunas strategy, oversight, and code of conduct.
We never ask for a transfer to a personal account.
We never ask for a PIN, OTP, or password.
We never threaten or shame you.
OFFICIALtemanlunas.com
Real or fake? Spot the difference.
Scammers sometimes copy our name. Compare these two example messages so you know what to check.
Example of a real message
Teman LunasOfficial account · Example
Hello, this is Teman Lunas. For information about your account, please contact one of our official desks2 or visit temanlunas.com1. We are here to help whenever you are ready.3
Real
1The link ends in temanlunas.com
2Points you to an official desk, never asks for secrets
3Calm tone, no rush
Example of a fake message
Teman Lunas CSUnknown number · Example
FINAL WARNING! Pay today or we will share your data.3 Transfer to a personal account and send us your OTP code2 at this number. Click: bayar-temanlunas.example1
Fake
1The link is not temanlunas.com
2Asks for a transfer to a personal account and an OTP code
3Threatens you and sets a pressuring deadline
Illustration. The name, number, and link in the fake message are deliberately not real.
Numbers, service hours, and response times are illustrative until approved by Operations.
Ticket number
STL-0417Example receipt for your enquiry
Reply within 1 working day
Got a question?
Answers to the things our clients ask most often.
Is Teman Lunas a registered company?
Yes. Our legal name, address, and registration are listed on the About Us page, so you can compare them with the message you received.
Why does Teman Lunas have my data?
When your original lender transferred the account to us, the data needed to contact you came with it. We protect this data and only use it for that purpose.
Can I pay on this website?
Not yet. This site does not take payments or show account details. For information about what you owe and how to settle it, contact one of our official desks.
What if I cannot pay right now?
Tell us about your situation through an official desk. Our team will listen and explain the options available, without pressure.
How do I make a complaint?
Send your complaint through an official desk or the form on the Contact & Support page. You will receive a ticket number as proof of your submission.